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Liquid Funds |
Short Term
Income Funds |
Long Term
Income Funds |
| What are they? |
Income funds that invest in fixed Income instruments of very short maturity (less than one year).
They have no exposure to equities and also have no mark to market* exposure. And are among the least risky type of funds.
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Income funds that invest in fixed income instruments of higher maturity than liquid funds.
They can have
significant mark-to-market*
exposure and hence can face significant short term volatility.
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Income funds that actively take a stance on interest rates and hence look to earn returns from interest income and capital gains/losses through mark to market *exposures. |
| Our offerings in this category |
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IDFC Ultra Short term Fund |
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IDFC Savings Advantage Fund |
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IDFC Super Saver Income Fund-Short term Plan |
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IDFC Super Saver Income Fund-Medium term |
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IDFC Money Manager Fund - Treasury Plan |
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IDFC Government Securities Fund- Short term |
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IDFC Super Saver Income Fund-Investment Plan |
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IDFC Dynamic Bond Fund |
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IDFC Money Manager Fund - Investment Plan |
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IDFC Government Securities Fund- Investment Plan |
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IDFC Government Securities Fund- Provident Fund |
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| When to invest? |
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Ensure stability in the principal amount |
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Need to access this money in the very short term (varying from 1 day up to 90 days or even a year) |
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Are looking for potentially principal better returns than a savings or current account |
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Want potentially better returns than liquid funds. |
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Need to access this money in the very short term. |
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Best suited for an investment horizon of 60 to 120 days, however, investors can invest for higher tenures too if the interest rate scenario in the market is rising or volatile. |
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Best suited for long term investors who seek to diversify their portfolio and are seeking to balance their equity exposure. |
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Ideal investment horizon of more than 2 years. |
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